Your credit report lawyer contains a lot of personal information about you and your financial history. It’s used to assign you a credit score, which influences your ability to get loans and lines of credit, qualify for jobs, rent an apartment or a home, and other things. There are three major credit reporting agencies in the United States: Equifax, Experian and TransUnion. These agencies may also sell your information to companies who want to do business with you.
Errors on your credit reports can have serious consequences and affect your life in countless ways. If you discover an error on your report, it’s important to work with a credit lawyer immediately. They can help you review your reports and dispute the information that’s inaccurate, misleading or unverifiable. They can also advise you on how to protect yourself against future errors by reviewing your credit report on a regular basis and disputing errors promptly.
Common Credit Report Errors: How Credit Report Lawyers Can Help
A credit report attorney can help you understand federal laws, including the Fair Credit Reporting Act (FCRA), that protect you from inaccurate and unfair information reported by credit reporting companies and debt collectors. They can also file a lawsuit against CRAs and creditors who violate these laws. Successful lawsuits often result in monetary damages, including compensation and attorney fee reimbursement.
A New York credit reporting lawyer can provide you with a comprehensive case evaluation, so you can make the best decision for your situation without any risk or expense. Call or email a lawyer today to find out more about your legal options.